34 days left in Annual Enrollment (ends Dec. 7)
Navigate Medicare with confidence
Whether you're turning 65 or exploring your options, we'll help you understand your Medicare choices, with guidance specific to Colorado residents.
Pick your Medicare Advantage company and county to see if your plan ends December 31.
Enter your ZIP code to see the Medicare plans available where you live.
You'll go to PlanMatchMedicare.com, a plan comparison site from Benefits Life, the publisher of this site. Only your ZIP code is sent.
Find an independent licensed insurance agent near you. No cost to you.
These independent licensed insurance agents work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.
Or call a licensed insurance agent at 970-SENIORS (970-736-4677), TTY 711.
If the agent shown enrolls you in a plan, the insurance company may pay the agent and Benefits Life, the publisher of this site. Learn more.
Sara Richter Licensed in Colorado
Laura Bartlett Licensed in Colorado
Mary Medicus Licensed in Colorado
Susan Dekker Licensed in Colorado
Cynthia Parker Licensed in Colorado
Matt Culpepper Licensed in Colorado
Kiki Kuehnert-Bandilla Licensed in Colorado
Kelli Holt Licensed in Colorado
Floribel Merced Lopez Licensed in Colorado
Licensed insurance agents for Colorado
These independent insurance agents are licensed in Colorado and work with Benefits Life, the publisher of this site. When they enroll you in a plan, the agent and Benefits Life may be paid by the insurance company. Learn more.
Tori Morris
Kelly Randle
Verna Shoemaker
Sara Richter
Find the right Medicare plan
Tools and licensed insurance agents in Colorado to help you compare coverage and costs.
Talk to an agent
Guidance from a licensed insurance agent in Colorado, at no cost to you.
Find an agentCompare plans
Compare Medicare Advantage, Medigap and Part D plans sold in your ZIP code.
Compare now2026 costs
Premiums, deductibles and out-of-pocket limits for the year.
See costsEnrollment dates
Know when to enroll: your Initial Enrollment Period, Open Enrollment and special enrollment periods.
View datesThe four parts of Medicare
Each part covers different services. Here's what Colorado residents need to know.
Part A: Hospital insurance
Covers inpatient hospital stays, skilled nursing, hospice and some home health care.
Part B: Medical insurance
Covers doctor visits, outpatient care, preventive services and medical equipment.
Part C: Medicare Advantage
Private plans that bundle Parts A, B and usually D. Some also offer extra benefits, such as dental or vision.
Part D: Prescription drugs
Covers prescription drugs through private plans. Out-of-pocket costs are capped at $2,100 in 2026.
Resources for Colorado residents
Colorado has its own programs and rules that affect your coverage.
Health First Colorado (Medicaid)
Colorado's Medicaid program. People with both Medicare and Health First Colorado may qualify for extra help with costs.
Plans differ by county
For 2027, CMS lists up to 37 Medicare Advantage plans open to everyone in a Front Range county, and none in 12 rural counties.
Colorado Medigap rules
State rules on when you can buy a Medigap policy, guaranteed issue rights and the plans sold here.
Appeals and prior authorization
Which services need approval first, and how to appeal when a plan says no.
Not sure where to start?
A licensed insurance agent in Colorado can review your situation, compare plans in your county and help you enroll, at no cost to you.
Find a Colorado agentAgents are paid by insurance companies, not by you. If an agent enrolls you in a plan, the agent and Benefits Life, the publisher of this site, may be paid by the insurance company.
Medicare by county in Colorado
Find agents, offices and the 2027 plans sold where you live. Plan counts are Medicare Advantage plans open to everyone, from CMS.
Denver County
El Paso County
La Plata County
Larimer County
Weld County
Boulder County
Pueblo County
Mesa County
Visit an insurance agency office in Colorado
These offices are independently owned by licensed insurance agents and agencies that work with Benefits Life, the publisher of this site. They are not Benefits Life offices. When they enroll you in a plan, the agency and Benefits Life may be paid by the insurance company. If you already have an agent, contact your agent for help with your plan. Learn more.
Medicare Resource Center – Colorado Springs
Video appointments available
Think 65
Walk-ins welcome · Wheelchair accessible · Free parking · Video appointments available
Durango Medicare
Grand Junction Medicare
What does Medicare cost?
Key numbers every Colorado beneficiary should know.
Frequently asked questions about Medicare in Colorado
What is Medicare?
Medicare is the federal health insurance program for people 65 and older, some younger people with disabilities, and people with End-Stage Renal Disease.
When can I enroll in Medicare in Colorado?
Your Initial Enrollment Period begins 3 months before the month you turn 65 and ends 3 months after it. Open Enrollment runs October 15 through December 7 each year. The Medicare Advantage Open Enrollment Period runs January 1 through March 31.
Are Medicare Advantage plans sold everywhere in Colorado?
No. Plans are sold county by county. On the Front Range there are dozens to choose from; in some rural counties only special needs plans are sold. Original Medicare, Medigap and standalone Part D plans are available in every county.
What is the Part B premium in 2026?
The standard Part B premium for 2026 is $202.90 a month. People with higher incomes pay more through IRMAA.
How do I find a licensed insurance agent in Colorado?
Use the agent search at the top of this page, or call 970-SENIORS (970-736-4677). Agents listed here are licensed in Colorado and can compare plans with you at no cost to you.