Does Medicare Cover Prescriptions?
Original Medicare (Parts A & B) does not cover most outpatient prescription drugs. You need either a standalone Part D plan or a Medicare Advantage plan with drug coverage. In 2026, the Part D out-of-pocket cap is $2,100.
What Colorado beneficiaries should know
Plan availability and coverage details vary by county in Colorado. Urban areas like Denver and Colorado Springs typically have more plan options than rural counties. A licensed Medicare agent can look up plans specific to your ZIP code and help you understand what's covered.
You can also compare plans available in your area or call the Colorado SHIP program at 1-888-696-7213 for free counseling.