Common Medicare questions
Click any question below for a detailed answer with Colorado-specific information.
Does Medicare Cover Dental?
Original Medicare (Parts A & B) generally does not cover routine dental care. However, Medicare Advantage plans in Color...
Does Medicare Cover Vision?
Medicare Part B covers annual eye exams for diabetics and glaucoma screening for high-risk individuals, but it does not ...
Does Medicare Cover Hearing Aids?
Original Medicare does not cover hearing aids or routine hearing exams. However, many Medicare Advantage plans in Colora...
Can I Switch Medicare Plans Mid-Year?
You can switch Medicare plans during specific enrollment periods. The Annual Enrollment Period (October 15 – December 7)...
What Is Medicare Advantage?
Medicare Advantage (Part C) is an alternative to Original Medicare offered by private insurance companies. These plans b...
What Is Medigap (Medicare Supplement)?
Medigap (Medicare Supplement Insurance) is private insurance that helps pay costs Original Medicare doesn't cover — dedu...
How Much Does Medicare Cost in 2026?
In 2026, the standard Part B premium is $202.90/month with a $283 annual deductible. Part A is premium-free for most peo...
When Do I Sign Up for Medicare?
Your Initial Enrollment Period (IEP) is the 7-month window around your 65th birthday — 3 months before, your birth month...
Does Medicare Cover Prescriptions?
Original Medicare (Parts A & B) does not cover most outpatient prescription drugs. You need either a standalone Part D p...
Does Medicare Cover Physical Therapy?
Yes, Medicare Part B covers medically necessary outpatient physical therapy. You pay 20% of the Medicare-approved amount...
Does Medicare Cover Mental Health?
Yes. Medicare Part B covers outpatient mental health services including therapy, counseling, psychiatric visits, and med...
What Is the Medicare Donut Hole?
The Medicare Part D coverage gap ('donut hole') is being phased out. In 2026, thanks to the Inflation Reduction Act, you...
Does Medicare Cover Home Health Care?
Yes. Medicare covers home health services if you are homebound and need skilled nursing care or therapy. Coverage includ...
Does Medicare Cover Telehealth?
Yes. Medicare Part B covers many telehealth services including doctor visits, mental health counseling, and certain spec...
What Is Original Medicare?
Original Medicare consists of Part A (hospital insurance) and Part B (medical insurance), administered directly by the f...
Still have questions?
If you don't see your question above, call the Colorado SHIP program at 1-888-696-7213 for free, unbiased counseling, or connect with a licensed Medicare agent who can answer your specific questions.