What Is Original Medicare?
Original Medicare consists of Part A (hospital insurance) and Part B (medical insurance), administered directly by the federal government. It covers most medically necessary services but has no out-of-pocket maximum — which is why many people add Medigap or choose Medicare Advantage.
What Colorado beneficiaries should know
Plan availability and coverage details vary by county in Colorado. Urban areas like Denver and Colorado Springs typically have more plan options than rural counties. A licensed Medicare agent can look up plans specific to your ZIP code and help you understand what's covered.
You can also compare plans available in your area or call the Colorado SHIP program at 1-888-696-7213 for free counseling.